A central banking system allowed issuing of capital and underwriting of low interest rate loans to countries around the world is possible in the new economic environment of Market Globalization, Great Capitalization and Rising Productivity when all these new developments are capitalized by the most developed countries by imposing new economic regulations and requirements to the rest of the world to enhance the less developed and developing markets’ “security” and make these “markets” play under the same rules, but first, these financial, business and other economic regulations must be implemented by the most developed countries and markets themselves (as explained in Quantum Economics-Philosophy of the Economy’s articles). The central bank lending system is to finance not just less developed and developing countries and markets but also any market which present projects complying with the general policies of Global development such as environmental protection, renewable energies, etc.

World Bank, IMF and WTO as we all know well exist and do what they are thought and tell to do: lend on high interest rates over tight deficit, social expenses and infrastructural matrix; these kinds of policies were well justified by:

First, political division in a Cold war World, isolation and political struggles, remoteness and socialization created sometimes great instability and interruptions of international relations to the extend of disrupting paybacks of international loans. Second, closed and independent market structures such as the Communist of Eastern Block countries and China, or the constantly changing market structures of South America, Asia and Africa shifting left or right provoked constant inflations and other economics turbulences as many of these less developed and undeveloped markets had very diverse system of economics consequently effected the needed “security” for the lending institutions therefore the interest rates were to be set high enough to offset the estimated risk. Third, low productivity and market remoteness could bring to a less developed or undeveloped country a “quick” turn to a recession if financial discipline is not followed

Which new economic developments in the world are making low rates lending possible?

Obviously, the ongoing market globalization and rising productivity are setting a prejudice in the ways of global development where new possibilities of central bank financing with “controlled” deficit matrix and “very low” interest rates are possible to be the new economic tools for such global development that could allow “quantum” leaps from underdevelopment onto high tech environmentally friendly development; The new “Quantum Economics-Philosophy of the Economy” is not only “production” related (tighten to) as the Marx’s systems are but it (Quantum Economics-Philosophy of the Economy” is related (tighten to) the equity of (limited and controlled deficit) social and infrastructural expenses, the return on the invested capital and the value of intellectual properties.

What is “quantum leap” in “Quantum Economics-Philosophy of the Economy?”

Quantum leap is a possible jump in economic development based on “artificial (externally)” financed projects for practically financing and loan servicing environmentally friendly projects on a Global scale. Quantum leap is financed by a capital issuing central banking system more like the World Bank and IMF on a very low interest rate, because of the enhanced “security” in a new Global marketplace. This financing is done and promoted through private commercial banks on very low margin and set matrix.

There are basically two parts of food labels you need to review to be educated about the product you are buying: One is the Nutrition Facts label and the other is the Ingredients panel. This article focuses on the ingredient panel.

The FDA monitors and enforces label laws so there are, in fact, rules to what is required, what is allowed, what order certain things are in, and the accuracy of facts. Manufacturers are not allowed to lie about a food product or falsify information. They can, however, say something which is true, but misleading. This is why many consumers don’t think they can believe what is on a label. You can figure out what you need to know; you just have to know where to look!

Let me give you a few examples of some very common and misleading terms found on food labels and how to find the facts:

1) On a jar of peanut butter they can say on the label “Cholesterol Free!” This is true because cholesterol is only found in animal products! That means fat in peanut butter (of any brand) does not contain cholesterol. Does this mean peanut butter is heart healthy? Well, it’s still quite high in fat; usually fat comprises over 75% of the calories in a serving. So the consumer who’s looking for something “healthy” may choose one brand of peanut butter over another because one says “cholesterol free” on the label. This implies that other brands are less healthy and may contain cholesterol. Illegal? No. But quite misleading.

2) Another trick used is on juice labels. A certain brand of drink may boast “contains 100% real fruit juice”. This, of course, sounds preferable to one that admits it has water and flavors mixed in with small parts of juice concentrates. However, take note of the wording: “Contains” 100% fruit juice just means there is real fruit juice within the cocktail. Yes, it’s in there, but there is also water, flavoring, and maybe even sugars added. There is a difference in a juice drink that ‘is’ 100% juice and one that ‘contains’ 100% juice. Just wording, but very misleading, and not illegal.

3) One of the most commonly mistaken purchases is that of bread that the customer believes is healthier “wheat” bread. What do you think makes wheat bread superior to white bread? Knowing the answer can help you find what you want on the label. What you probably want is more fiber and perhaps a more natural grain that has the original nutrients in it. So the first ingredient you’ll want to see on the label is “whole grain flour”. (Ingredients must be listed in order of the highest content by weight first and decreasing to the lowest content by weight.) What you may find is “enriched flour” listed first. How can they get away with calling this “wheat bread” when it’s what most people call “white bread”? Because the grain that is used is wheat! Some companies even use fluffy white bread to appeal to consumers who like this softer texture, and add caramel coloring so it looks like the healthy whole wheat bread people are looking for! Check the ingredient label and be sure “whole grain flour” is listed first.

4) Another trick around the label law is used in cereals. Remember, ingredients must be listed in descending order of weight. Knowing this, several years ago people started scanning cereal labels, deciding not to buy any with sugar listed as the first ingredient. Many cereals which are frosted or have marshmallow or candy bits in them have more than half of their content as sugar. That’s right-there is more sugar by weight than flakes! The manufacturers got around this by splitting up all the types of sugars in their cereal when they were listed: So flour is the first ingredient, but it may be followed by “cane sugar, brown sugar, corn syrup, honey”, etc. all in a row. This means it would be likely that all the sugars together outweigh the content of flour, by weight. Hmmm.

All the answers you need are on the ingredient label, but you must get in the habit of reading them and gathering information. Don’t just believe what you see on the front of the label which is an advertisement (Contains Real Fruit Juice!) but look at the ingredients. Note what order they’re in. Pick up another product or two which is similar and see what the difference is in the ingredients and the nutrition facts. Then you can be an educated consumer and have confidence you are making the best choices. It will be time consuming the first few visits to the grocery store, but once you know what your best choices are, you’ll be back to shorter shopping trips and you’ll bring home a healthier bag full of food!

A few years ago the U.S. Food and Drug Administration (FDA) loosened restrictions on how much scientific proof is required before possible health benefits appear on food labels. For example, the FDA now allows sellers of certain nuts to claim that “scientific evidence suggests, but does not prove, that eating 1.5 ounces per day of some nuts, as part of a diet low in saturated fat and cholesterol, may reduce the risk of heart disease.” Sellers of seafood that is rich in omega-3 fatty acids will be able to claim that their products prevent heart attacks, and so forth, so we will probably see a proliferation of these statements on food labels in the years ahead.

A manufacturer cannot claim that a product prevents heart attacks just because it contains nuts. For example, putting nuts in ice cream will not allow a manufacturer to claim that ice cream with nuts prevents heart attacks. The claims are supposed to help you understand that the specific food only helps to prevent heart attacks when a person does not take in too many calories, does not eat too much saturated and partially hydrogenated fats, and does eat lots of vegetables and other foods derived from plants. You cannot say that eating nuts prevents heart attacks, but you can say that eating nuts as part of a healthful diet helps to prevent heart attacks. When you see health claims on a food label, weigh them with your own common sense.